[quote=scaredycat]i guess i figure it’s a wash since im paying more tax-deductible interest on the fha loan.[/quote]
You’re right, the tax deduction difference over 8 year should be around $15k.
[quote=scaredycat]are most americans actually thinking about their loans?[/quote]
I doubt most think very hard about it. It’s not just loans, most people don’t shop around. They just go for the most convenient.