Scaredycat, I agree with AN. Like I said before your milestones are legit and your style is right for you.You might buy sooner or later,but you have the right idea IMO. Actually, the discipline you describe is impressive.I hope we return to a situation where that style works in RE. Many people, including myself,started with the same modest expectations in the last bust and it worked out fine. I bet the bounce scenario posited by Nor-LA-SD-guy would test you patience though!? How would you deal with that if it happened?