Risk reward is your choice, of course. But these are somewhat new waters of default levels and the FDIC. Past performance may not be an accurate indicator for the future. This seems like a rather large chunk of change to risk when it’s not really needed to risk. In a receeding market, capital preservation is absolutely critical. There’s no upside anywhere right now and lots of downside happening and coming down the pike. Take an ultra defensive position and wait for the bottom. My opinion FWIW.
