Regardless of who is “right” or “wrong” IMO, one of the true tests of our country’s economic/financial policies of late, will be how well future generations (our kids and grandchildren, etc.) fare.
I realize most of us on this board are in a position to try to make sure our kids achieve their dreams with regard to careers, housing, financial security etc., etc., as most of us have, but, the stats indicate only a very small percentage of the population is in a position to do so. Not a pretty picture on the macro level.