[quote=Raybyrnes]Not to sympathize but if the loan mod calculation requires that you consider Unemployment income and it was not included , it seems like you are taking her options from her.
She may very well lose the house either way but at the same time she may gain employment and make good on the loan.[/quote]
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If her unemployment income were enough to cover the mortgage, why wasn’t she paying all along? That’s what I have a problem with.
With the way foreclosures are being dragged out, she probably hasn’t made a payment for at least 6 months, more likely a year or more — loan mods, moratoriums, etc. AND she and her husband already filed for BK, which means they are playing the “delay at all costs” tactic. Exactly **why** does she deserve special treatment?
If a renter had stopped making payments for 6-12 months (or more!), would Turko be there to defend him/her against the “evil landlord” who wants to evict them?
