Quick summary 1) First,

[CAwireman]

Quick summary

 1) First, make sure you qualify for a Roth IRA. Your annual income may be an obstacle. Check the link below.

                 Do I Qualify? 

2) Talk to a Pro – a CPA and/or your tax guy to look at implications for what you'd be doing to short and long term tax burden.

                If you decide its a go, then….

3)Open one at: Online – E*TRADE, Fidelity

In person: Vanguard

4) A job change is a good opportunity to convert your 401K to a Roth IRA.

Thanks for the info. Much appreciated. Also, PS thanks for the CPA contact. Always good to get a referral from someone.