PS, why are you asking us to pick a fund that will perform in the short term now. Weren’t you emphasizing long term when you say funds can’t average more than 10%? Also, no one can tell the future. If we could, we wouldn’t be here. We’d be retired already. Of course past performance doesn’t not guaranty future’s earning. However, it give you a good idea of the possibility. Especially when they average over 10% for over 20 years. It’s not easy to average over 10% over 20 years. The whole point is long term, isn’t it. If you’re talking short term, then you’re talking about timing the market. No one can time the market consistently. If they could, the secret would leaked out and everyone else can too.
