Owning a home is like renting with a twist. Renters rent from landlords. Home owners rent from the bank. Renters rent forever. Home owners/renters rent-to-own. Some home owners just chose to rent longer. Some home owners chose to rent more then they can afford. Some home owners lose their rent-to-own privileges when they can’t pay the higher rent due to toxic rent. Personally I like the rent-to-own variety.