[quote=outtamojo]US Bank just gave me a zero percent credit card offer. Also got offer for one of those “Black Cards”
which I promptly shredded when I saw the astronomical annual fee.[/quote]
Me too. $495/year, but you get concierge service! And a carbon fiber card that is “sure to get you noticed”! And, uh … did I mention the carbon fiber card? I love getting noticed!
[quote]Btw, what’s wrong with banks asking 20% down? I don’t consider that tight in my book.[/quote]
Same here, but I think we’re in the minority. Everyone my wife and I talked to when we recently bought our house seemed to think it was odd–almost subversive, really–that we had no debt, FICO scores approaching 800, and 20% down that came from actual savings. It’s like we were being un-American or something.
