On youtube there are a lot of channels that follow the FIRE (Financial Independence, Retire Early) crowd. Some of those folks are in their 20s and 30s!
A few things I’ve noticed:
1. Some of them consider “retirement” to be synonymous with “not working for someone else”. They’re really working for themselves as maintaining a youtube channel really is work. Depending on how often they put out videos, it could be a full time job!
2. Some of them think they can live the rest of their life on just a few hundred thousand dollars. To my way of thinking, they have a lot of audacity to think they can map out how that money will last over many more decades. Life is full of nasty surprises.
3. They seem to equate not working to happiness. I have to admit I’d be happier working less than 40 hours, but I truly do enjoy my job so I’m not sure how much happier, if any, I will be when I retire.