“OK… what genius has the next idea that isn’t going to work either ??”
How about putting a five year or so moratorium on lenders exercising due on sale clauses for loans that are not in default? Granted, lenders probably would not exercise them now anyway in the current market climate, but investors would have some incentive to assume these things without fear of having a loan called on them. Not a cure all, but maybe a step in the right direction.
