OH YA,,
Just to help you understand, when FFR was 1%, prime rate was 4%.. and when FFR was 2% Prime was 5% get it ??
It’s not just BofA genius. It’s people EXACTLY like you that are probably on their way to BofA right now because you think that they have something special to offer.
The same mentality that withdrew money from Countrywide Bank that was FDIC insured.
I gotta go study. Somebody above suggested I needed to.