Not to freak you out, but some insurance companies avoid insuring homes that have had prior claims, even with other owners and insurers. You may want to check with your preferred insurer. I wouldnt mention the prior claim(s) but instead get a quote just to see if they balk.
Besides what was mentioned by other posters, something that would cause me to seriously rethink the purchase would be aluminum wiring…usually only an issue in homes built 1969 to 1975
