No, this is the perfect place to ask. I’m sure there are plenty of people in this position and surfing blogs looking for answers. I bet there a couples that the housing bust drove or is driving to divorce while fighting over what to do with and underwater home. I can see it now – blaming one or another on who’s brilliant idea it was to buy
edit: Come to think of it, their is 30-40K people not paying their mortgage in SD. I bet a few of them are trying to divorce.