I just think I would be overall happier if I didn’t have to work. I would have more time to spend with my family, and pursue my own interests.
I’m not sure I see the point of working another 15-20 years just to end up with more possessions and money than I need.
You’re probably right about the 5.5% yield being difficult to achieve. Apparently a 4% withdrawal rate is “safe”. However, I could sleep just fine at night with all the IRA in MO.
Also, my point is I do have enough saved, assuming I can tap income from the IRA.
