No doubt you hit a home run with those strategies for rates and the time frame involved.
To tell you the truth I am just learning more advanced money management from reading here and seraching the web for topics that come up,like hurdle rate ect. JWM posted that idea(hurdle rate) last week.I googled it to a very interesting website. The more learned explanations usually align somewhat with the common sense and intuition I have applied to date.
I paid my house off because of not feeling comfortable or interested in other investments and my projects have been rewarding as well and also keeping me too busy to worry about it. I may make adjustments depending on future parameters.
It will take many more years to know what strategy was best for each of us. I am pretty sure I will stay RE heavy in my small fry sort of way…because of the sweat equity and other factors I bring to that game.Besides that, it is what “makes me tick”. I think risk tolerance/ risk premiums and what our individual strengths are, have legitimate bearing on this decision to pay debt or play leverage.
