NicMM:
As with many other businesses, the mortgage business is full of people who will play games with you concerning the rates and fees that you will pay to acquire a mortgage.
HLS is a very straight shooter and if he says that he doubts the rates you were quoted are suspect……………you should be wary of them unless you have everything in writing. He’s in the mortgage business, is very savvy and has offered some very good advice to other posters on this site when he got absolutely nothing out of it.
Get something in writing………………NOW, or find another lender. If HLS is correct, you may want to consider using his services to find your mortgage.
