Nah, you were just trying to be financially responsible, unlike most americans. Me? I’m trying to go through the hand motions of trying to do what a typical financially irresponsible american would be ,since it seems to have worked out well for them most of the time. So far, it seems to be working out ok, because while I could cover all these bills, if someone gives me freebies along the way, why not? Other people are doing the exact same thing…
“Covid impacted” seems to be the code word for unlocking financial benefits.
Like I said, don’t hate the player, hate the game.