Myito, this is probably not the right site for you. I see this as a support group to people to want to buy but they have the time to wait. I have been reading in this site for a while. I have tried several time to buy but without the support of the people with logical rationale behind not buying right now in this site, I would have bought a house a while ago I am not supposed to buy. Tell you the truth, emotionally, I favor buying because we have savings, jobs and everything that you mentioned. But my other side of the brain keep telling me that this is not the right time. I knew it even without reading posts from this site, but my emotion is so strong sometimes I cannot resist. To make the long story short, without these people and their analysis and support, I would have bought it big time. In the end, it is your decision to make to purchase now or not. You don’t even have to seek any advice from other people if you think you should. Why bother to seek opinion from a site that is strongly against buying a house at this time. I am a little curious.