movielover, you seem to me to be a heart driven buyer vs. a brain driven buyer. I am from the midwest, have a VERY hard time renting, all my friends back home have nice big places, while I make more than them, I am renting, my wife was really hard to convince, she won’t even look at listings anymore to get a laugh or to track changes, she says she’ll check back in 2008 (a single tear falls from my eye, a proud husband) if you look at facts, strap yourself up, invest in capitalone or hsbc high yield interest internet only savings accounts, and enjoy the ride