Most people live hand to mouth, paycheck to paycheck.
Exactly how are these people (the majority) supposed to save for some abstraction called retirement?
We have been enslaved by the banksters.
And I quote:
The writer has his head in the sand. When boom went to bust, cashing in my 401K was a necessity after loosing my job. I did everything right and the banks won. At least my credit score is still intact at 800, but means little as banks won’t loan the $ anyway. The innocent suffer still as bankers continue to count the $ instead of going to jail for what they pulled!