MONEX CREDIT COMPANY which is 10x stronger than a bank because it is backed by lots of gold and cash offers a savings account which yields about 2.25-2.50 and has no fees and is liquid as in “give me my money now.” I’ve had money in the account for over 15 years. Plus if you ever were to want to buy gold, the money is there. FDIC is way over rated and bureaucratic.
