Medical insurance should be insurance, not managed care first of all. Got a cold, sniffles, cut on your litle finger and want to PAY the doctor to make it better? Go ahead.
Got run over by a bus? That is where insurance is traditionally needed in other areas where insurance is used like car insurance for example.
As a self employed person I find my health insurance options severly limited because health insurance is strongly tilted towards LARGE employers under the group health plan mentality.
Want to reform health insurance in a way that saves money and makes sense? Let me go to CostCo or my favorite Health insurance store and buy the SAME EXACT policy they give to their employees. Let me buy across state lines. If and I am approved for insurance, make the legal assumption the insurer has run ALL needed background investigations and concluded I am qualified for their plan, rather than having them deny my claim later after finding out I tried a cigarette in High School…
IMO – None of these issues are addressed in ObamaCare and it is a Cluster …
