Make sure you take it and do not delay. I was healthy, and come from a healthy family. Grandparents lived to be very old. Parents are elderly and doing fine. I thought about buying disability insurance but never took the step, feeling I was a picture of health. I even had the forms sitting in my office and thought I’d eventually “get to it”.
I awoke one morning with some pretty significant neurological symptoms. I was admitted to the hospital and two days later was told I have MS. The MS is in remission and I am doing well, but I can no longer get disability insurance. The silver lining for me, I guess, is that I am saving like there might not be a work day tomorrow. I am working and doing well, but not having disability insurance is troubling.
