MAKE SURE YOU ARE ADEQUATELY COVERED. REVIEW YOUR POLICIES. YOU ARE YOUR OWN BEST ADVOCATE.
If you have a safety deposit box, I would also recommend you doing the following:
Take general digital pictures of inside and outside the house, inside and outside of any cars you have(clean the cars ahead of time – include odometer in one picture), tools or other things of value.. Also scan any important documents that you need to have with you, any passwords etc that you have written down on paper (with all the passwords these days, I know that some people have them written down.. if the browser manages them for you, you will need to locate where the archived – hopefully encrypted password file that the browser uses is located) and copy all of that in some organized fashion onto a thumb drive(USB memory stick). Then place the thumb drive in the safety deposit box.
If you are not afraid of a little more tech.. look up TrueCrypt.. you can set up another thumb drive to be an encrypted file system (256bit AES which is considerably stronger than the old mil triple DES) and carry it with you. If you lose it.. no big deal. The password on this one is the one you would have to remember though…