Go to law school. Seriously. You will not regret it. You have the rest of your life to work. The longer that you put off law school, or any other graduate program, the harder it will be to break away from your routine and go back to school.
I am a young lawyer, work in San Diego, and have a JD from a top law school. You must face the reality that attorney jobs are extremely difficult to get in San Diego. Extremely. You will take a pay cut, unless you want to work at a large firm, but then you will have no time for your family. I have friends at large firms that often work from 4 am to 10 pm. Not for me.
I grew up in the midwest and know the value of a good education. When you are 80 years old and you look back at the fact that you missed out on a graduate degree because you wanted a larger down payment on a house???? Doesn’t that sound ridiculous.