[quote=jpinpb]
No. I believe suffering has been minimal.
Edit: I add, as I said before, relative to the loans that were made.[/quote]
Anecdotes that I provide will not convince you otherwise, so there’s no point in trying. You’ve made up your mind, which is your right. “Relative to the loans that were made…” There’s really no point in debating such an abstract notion. I’m not saying you’re wrong, just that it’s a rather pointless discussion in the manner that you’ve framed it.