JES that sounds so cool it is hard to believe. I think there is more to the story regarding the op, there has to be because the only loans that should hold would be the high fico, high down payments. He must have a lot of debt or his income didn’t support the payment. Fico and Down payment are not the only two factors in the equation, just because he is a doctor doesn’t mean he should get a loan if his house payment and debt service is 2/3 of his income. BTW I have to be right, having an 800 fico and 20% down myself, sitting on the sidelines and not wanting a jumbo or any more than 30% income to housing ratio I strangely resemble this guys boat if there arent other untold factors. If I’m wrong and I get tossed into the loser bracket like the good doctor, I’m screwed and my plans to rule the world will have been foiled, damn you superman.
