I’ve been watching her show, read her books for awhile now. Her message has been the same as far back as I can remember. It’s all about eliminate debt, spend less, save more. Her advice is very conservative, which is what most people really need. She always advice to buy a home instead of rent (even now) IF you can afford the payment. Now, she even say if you can afford the payment and want to buy, look for the best deal and offer 2002 price in the hot areas like Cali. If most people listened to her advice from 2002-2005, we wouldn’t be in this mess in the first place since most people who bought in that time frame can’t really afford the house they bought anyways.