It’s not about a “sense of entitlement”, its about bussiness, which is about risk management. It makes no sense at all for the buyer of the house to assume no risk ( 0 percent down ), and enjoy the full appreciation of the property. The lender assumes huge risk and default, but “only” gets the interest payments.
If you could assume risk that was comensurate with the loan, such as staking your life on repayment, or your first born male child, then a 0 percent down loan may be prudent.
Bob G.
BTY It has been asserted by other poster that I’m ignorant, and a dipsh_t. I checked and both assertions are true.
