It may be too pre-mature to shop a year or two out, I think the lending landscape is going to change between now and then. Best way to do it is to get a good faith estimate from any lender and take it to another or a broker and let them try to beat it, like buying anything shopping around usually is beneficial. Compare the fees, payment, terms, etc., this stuff is so fluid that it doesn’t even make sense to shop around until you are within 90 days out and even then things change in those 90 days. HLS is a longtime poster and I have e-mailed him specific questions and gotten quality answers. I will probably e-mail him and give him a chance to beat my lender when the time comes, it costs you nothing to let the market compete.
