I lived in a complex of duplex town homes. Typical wood frame 70s construction with shake roofing. This is back in 2000, his was mid-200s, reserve was in excess of $10k per unit in reserve up to date and it wasn’t enough after the grand gaming was done. We forked out an additional $4k plus special assessment for unanticipated “u foreseeable” damage beyond sample home test Bs
Final roofing bill to replace shake with asphalt shingles totaled about $30-35k per duplex which amounted to a roof on a two story 3000 sf house
Really seemed excessive. And IMHO standard HOA market seems to be 100% over private owner price
