Is it a townhouse or a single cvmom would be moving to?
I assumed a single with similar mello-roos and HOA. (She said a few blocks away.)
As far as property tax… cvmom – if you or your husband are over 55 – you can transfer your prop 13 tax rate to the smaller house because it is a lower price. (Can’t transfer it to a higher priced place, has to have one owner be over 55.)
Given you have kids in school – odds are you and hubby aren’t old enough to qualify – but since our household qualified – perhaps yours does. (I got married later, and married someone even older than me.)