In nearly 20 years, I never found one up here as you described. I know some effecient ones, some hot ones, some smart ones and some nice ones. You have 14 months according to your plan, figure it out on your own and find a realtor with a knack for negotiation when the time comes. Realtors are situational professionals, you just need them for situations, not a lifetime and you certainly don’t need to find one a year before you need them.
Taxes and mello roos are easy, hell I can look them up on my iphone.
click on “launch the map viewer” then zoom in where you want and you can find the apn and owner (it’s a few months behind). Take the APN to the riverside county assessor screen and click on “pay taxes online” then enter the apn to get the itemized bill. The base property tax is the part that is based on value, all the rest are fixed in mello roos style. Some distressed properties have a lot of back fees, run the neigboring houses to get the true rate and run some with assessed values and earlier pruchase prices to get one close to what you will pay, but stay in the tract because it changes.
(you may have to click the apn finder if you only have the forst 9 digits which are found on mls listings, it’s not rocket science, once you figure it out you will be a tax wizard)
When you find out the “add on” taxes in a tract, write it down and you are done with that tract, it will always be that. In 14 months you will know the taxes for every tract that appeals to you, off the top of your head, like me, or maybe I’m just obsessive and need medicine.
