I’m still worried about the expense curve between ages 55-65.
That silver/enhanced silver/gold plan is a little squirrely. If you’re really expecting a hospital visit, then Platinum may be more cost effective. The silver has a deductible and the gold doesn’t and the cost difference is the amount the deductible. Silver has a higher primary care visit but a lower brand drug expense after a $250/deductible. Then there are minor difference in the cost of certain coverage items.
