I’m sorry to say but with comments like “Yes, I would date a man that did not own his own home with the caveat that he would own it in the not-too-distant future,” and having separate checking accounts would be “a deal breaker,” and I were a guy, I’d be dropping the pre-nup line very early in the conversation with you!
It appears to me that money and financial stability are very high on your priority list, and that would freak me out!
My husband and I had separate checking accounts for many years, still do, but now we do have a joint one also. It works out great. No one has to ask or explain any purchases if it was done with their own money. Big purchases done with the joint account is a different story, but I work for my money as does he, and if I want to spend my money on something that seems frivolous (sp)to him, I do, no questons asked. Money has NEVER been an issue in our relationship, but has been in past ones where there was only one account.
I think it’s the only way to go.