I’m not here to get leads but I don’t turn anybody away if I can help.
I have worked with about 100 Piggs from this site over the years, many were lurkers and not posters, but I’ve worked with plenty of active posters also.
I’m licensed for real estate and mortgages, and also a Realtor for anywhere in CA.
Commissions can be negotiated depending on the work/liability involved.
I’ve never pushed anyone to buy a house OR told them it was a good investment.
Around the peak I talked people out of buying houses and I don’t know anyone who wasn’t thankful for that as well as coaching people through foreclosures.
I do it because I enjoy it, not because I have to.
Consultations via phone are always free and I’m happy to take calls whenever I can, 7 days a week about purchasing OR refinancing so you can understand your options and that it’s not just about the payment, it’s really about the rate and what you will pay in interest.
I’ve been a property owner & landlord for over 30 years and have seen a lot of crazy situations.
I see it from both sides.
Qualifying for loans is idiotic but that’s the way it is.
It can be easier for someone with a 620 credit score to qualify with 3.50 % down than it is for someone with an 800 credit score and 50% down if they can’t show income properly.
There are things that some people can do IN ADVANCE to make it easier to qualify for a purchase loan. When they call me with 30 days to close it’s too late for advance planning and stuck with ‘what is’
If you’d like to chat, just send me a message.
there’s a few things that you can do ahead of time, the rates will be whatever they are at the time you are ready to buy. Sheldon
