I’m not an investment guru but let me tell you I went into a bond mutual fund (Vanguard Prime Money Market Fund) about a year ago thinking it was safe. Even though interest rates have gone down (10 year treasury) my yearly increase was like 0.1%, I feel like I was ripped off, but unfortunately it was the “safest” thing I could do in my 401K. I definitely want to get out of bonds, but I feel stocks are overvalued. What to do? The expense ratio for the above fund was .25% WTF
