I’m happy for you, scaredy, ESP that you got .09% financing and zero down! This is impossible to do with used or even Certified Used vehicles.
Except for navigation and possibly a “backup camera,” neither of which I care about, I LOVE as many options as I can get! So I would likely be gouged when making offers on new vehicles outfitted the way I would want them.
I’d prefer to buy a 6+ year old vehicle (due to price, annual reg fees and ins prems) that is safe, heavy and fully loaded.