If your employer offers a 401(k), I would suggest you select a well diversified portfolio of international funds to preserve your wealth. I did this about 2 years back (my 401(k) is 100% international), after getting mauled by during dot com bust and I am a happier man now. Don’t stick to international money markets alone. If you are young, you can afford to be more aggressive and invest in international stock funds. The key word is being 100% international.