If they are asking you to present your own credit report, I’m guessing that this must not be a professional landlord, right? You should consider asking them for the same. There have been a lot of stories here and elsewhere of landlords who are upside-down in their mortgages, and end up being foreclosed upon with tenants in the property. Make sure that you are not moving into a place that you will end up being evicted from in a couple of months.