Question Re Credit Reports and Renting

[Enorah]

Thank you, again.

I have a real resistance when it comes to having to prove my worthiness as a renter. I know, it’s my issue, but there is something about it that feels gross and humiliating to me, and I have great credit, so that is not the issue.

Somehow, magically, for the last 20 years I have just been able to attract to me people who rented to me based on a more personal connection. Alas, this time things seem to be different.

I am looking at it as an opportunity to heal the issues I have around rejection.

[surveyor]

As a landlord myself, I basically look for evictions, judgements, and general financial health. That can include having the same job for the past few years, and other signs of stability.

I would usually run the credit check myself, because some of those free reports don’t show evictions and court judgements.

The thing they tell you as a landlord, you have to do your due diligence. Some landlords are better judges of characters than others but at the end of it, a landlord is entrusting a renter with a valuable piece of property and it helps to at least do your homework.

I’m willing to wager that those landlords that you’ve dealt with that were willing to look at you and rent to you without a whole lot of documentation haven’t been screwed over by a tenant often enough.

[surveyor]

As a landlord myself, I basically look for evictions, judgements, and general financial health. That can include having the same job for the past few years, and other signs of stability.

I would usually run the credit check myself, because some of those free reports don’t show evictions and court judgements.

The thing they tell you as a landlord, you have to do your due diligence. Some landlords are better judges of characters than others but at the end of it, a landlord is entrusting a renter with a valuable piece of property and it helps to at least do your homework.

I’m willing to wager that those landlords that you’ve dealt with that were willing to look at you and rent to you without a whole lot of documentation haven’t been screwed over by a tenant often enough.

[surveyor]

As a landlord myself, I basically look for evictions, judgements, and general financial health. That can include having the same job for the past few years, and other signs of stability.

I would usually run the credit check myself, because some of those free reports don’t show evictions and court judgements.

The thing they tell you as a landlord, you have to do your due diligence. Some landlords are better judges of characters than others but at the end of it, a landlord is entrusting a renter with a valuable piece of property and it helps to at least do your homework.

I’m willing to wager that those landlords that you’ve dealt with that were willing to look at you and rent to you without a whole lot of documentation haven’t been screwed over by a tenant often enough.

[Enorah]

I want to be clear here. I am in no way saying that a landlord should not have documentation to back up what I say about myself. I completely understand where we are all at today, in our society. How many people lie and use.

I am more speaking to the fact that I am sad about our current reality.

Oh, and almost every person I have rented from were “screwed over” by their prior tenants.

Although this time feels different, and I am a bit tired of that dynamic.

[Enorah]

I want to be clear here. I am in no way saying that a landlord should not have documentation to back up what I say about myself. I completely understand where we are all at today, in our society. How many people lie and use.

I am more speaking to the fact that I am sad about our current reality.

Oh, and almost every person I have rented from were “screwed over” by their prior tenants.

Although this time feels different, and I am a bit tired of that dynamic.

[Enorah]

I want to be clear here. I am in no way saying that a landlord should not have documentation to back up what I say about myself. I completely understand where we are all at today, in our society. How many people lie and use.

I am more speaking to the fact that I am sad about our current reality.

Oh, and almost every person I have rented from were “screwed over” by their prior tenants.

Although this time feels different, and I am a bit tired of that dynamic.

[noone]

If they are asking you to present your own credit report, I’m guessing that this must not be a professional landlord, right? You should consider asking them for the same. There have been a lot of stories here and elsewhere of landlords who are upside-down in their mortgages, and end up being foreclosed upon with tenants in the property. Make sure that you are not moving into a place that you will end up being evicted from in a couple of months.

[noone]

If they are asking you to present your own credit report, I’m guessing that this must not be a professional landlord, right? You should consider asking them for the same. There have been a lot of stories here and elsewhere of landlords who are upside-down in their mortgages, and end up being foreclosed upon with tenants in the property. Make sure that you are not moving into a place that you will end up being evicted from in a couple of months.

[noone]

If they are asking you to present your own credit report, I’m guessing that this must not be a professional landlord, right? You should consider asking them for the same. There have been a lot of stories here and elsewhere of landlords who are upside-down in their mortgages, and end up being foreclosed upon with tenants in the property. Make sure that you are not moving into a place that you will end up being evicted from in a couple of months.

[Enorah]

good point.

thanks

[Enorah]

good point.

thanks

[Enorah]

good point.

thanks

[Author]

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