If a person is trying to figure out why and how FAR real estate will decline, then the "Blame Game" is a NECESSARY part of it, how else can you formulate an opinion or speculate on the future if you do not know "why" it did what it did for the last 5 years to begin with ?
Same goes for the "Morality" of why it did what it did……
The religious part of it I can completely understand, so maybe just stick with leaving out the "religious" part of your "notes to post requirement"……