I was in your shoes not too long ago. Personally, I think it’s a good time to drop anchor.
Sure, there are some great points and considerations above, in regards to moneys. But there’s also the intangibles of building stability and a nest in preparation for the next phase of your journey.
These are all worth the moneys spent. I’ve seen many a stressed mom/family, 7 months pregnant, trying to tackle a huge move. Settling on a house, as there’s no guarantee the house that you want will be available if you wait. At least now, time is on your side.
With respect to rentals/housing. As long as you have a reasonable exit strategy without risking equity (which doesn’t sound like the case at all). Again, you can make those decisions when and if things change.
Also, you’re early in your career. Sounds like you already have your budget well laid out, with consideration for the big ticket items at your current household income. Your take home is likely still on a steep curve so you’ll continue to gain elbow room.
