I too recommend renting (if you can find one longer than 2 months due to it being foreclosed on) and jump on a house that you love…and don’t mind that it goes down in value in the next year by 10%. BUT, also factor in the interest rate. 3 years from now the interest rate will go up to it’s normal historic levels to support the US dollar…8-10% average. In the 80’s Regan had it at 14%+.