I think it’s a lot easier to talk the talk than walk the walk. Especially for guys who are single and just graduated. My #1 advice is take full advantage of the power of compound interest. Max out your 401k and ROTH IRA asap. The money you don’t see won’t be missed. You’ll adjust your spending habit around the $ you have from your paycheck in your checking account. That’s what I’ve been doing since my first full time job @ 22 and through 1st person point of view, I have to say that it works.