I personally think late 2011/2012 is too conservative, maybe that will be a good time to buy or the bottom in the more resistant areas but I think the pain train makes it’s first full round trip of S.D. county before the end of 2009. That doesn’t mean it won’t be making regular stops but pain train service to all areas will be fully operational in under 18 months. I just can’t see how the market can hold on for more than three years the way things are going, the math says it can’t. Certain areas of S.D. don’t have pent up demand, they have pent up decline. I’m not one of the posters wringing their hands dealing with estropressure to buy, I kinda like this renting thing now, three or four years of not mowing or fixing anything would be welcome, but I just don’t see it, I see blood in the streets in under 2 years for S.D. since it is already a foot deep in my hood and it only took about 18 months to to get there.