I pay my cards in full each month as well – the credit card companies don’t like people like you and I, AN
yes credit and debt are two sides of the same coin
I was trying to convey an idea about belief sets and how they can influence our behavior – how the naming of something (credit card vs debt card) is a reflection of our underlying belief sets
think about it this way: if we actually called it a ‘debt card’ instead of a ‘credit card’ do you think a few less people would use them?
if we said “how much debt are you able to support” instead of “what’s your credit limit”, wouldn’t people give more thought to going into debt?
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Here’s George Ure (www. urbansurvival.com) talking about ‘Belief Sets’:
” Most people don’t pay much attention, at least most folks I’ve dealt with, on how their thought processes are bounded by belief sets. While most folks sit around and try to reduce their world to black and white or true/false statements, that’s really an artifact of living as a ‘thought-controlled’ person. Whether it’s an absolutist set of parents, a religious doctrine that denies personal investigation of the truth, or a socioeconomic group (e.g. gangs, just for instance), people that don’t look at the world as a grayscale menagerie are missing a significant opportunity to be more in touch with ‘reality’.
