I once thought a 15 year loan was ideal, if doable.Now I have a 30 year fixed @4.875% and I don’t think I want to pay it off early.Historically I’m thinking average mortgage rates are probably closer to 7.2%. So I bought knowing full well that prices could possibly drop another 20%, Zillow says it’s worth $100,000 more than we paid for it,just another reason to not believe Zillow’s data.My prediction is inflation and rising gold prices in the fall.May everyone keep their jobs and prosper!