I have purchased homes twice using VA Loans, at 100%. I was very lucky each time, in that I had to sell at less than 7 years, and I didn’t lose. Technically on my Ohio house I did lose in that the county made me replace the Septic, however, the home value went up enough so that it only cost me about 7K at closing. Had the value of the house gone down, or stayed flat, I’d could not have afforded to close.
